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Saturday, June 13, 2009

Sumner Home Mortgage - Don't Get It Before You Know This by James Will

A mortgage lender that is affiliated with a big bank like Seattle Bank is your assurance that you are dealing with a reputable mortgage lender in your locality. What else you need to know about Sumner Home Mortgage is HERE.

How to Qualify

If you are in Arizona, Alaska, California, Nevada, Oregon, Washington you can get a mortgage easily because ere the company is licensed to lend money in these areas. You can also visit the website that gives you access to downloadable forms and your secure information or transaction is held confidential.

Before you can get your hands on the money so to speak, from traditional lenders you have to prove that you have a good credit rating, verifiable source of income, and verifiable source for the down payment. With Sumners, you can get away with most of these if you belong to the self-employed group or to the poor credit rating cluster.

Sumner offers non-traditional loan so it does away with these requirements. However, there's a price tag that goes with it - higher interest rates. But this does not matter if you have the means to pay your monthly bills for 30 to 40 years.

Other Products from Sumner

Whether you are buying, selling or looking to refinance your home in any of the areas where the company is licensed to operate, you can get it. Other products offered are debt consolidation, zero down payment loans, FHA or VA and conventional loans. In their website, Sumner assures fast and free pre-qualifications and less paper work. Or the company brokers will help you shop around for the best deal in the market.

Refinancing with Sumner is also easier. Your interest rate can also be reduced and the company find ways to help you pay down the mortgage balance faster.


About the Author

Do you need a mortgage? Visit http://needa-mortgage.com/ to find out more about getting a mortgage loan.


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