Sell Home Owner by Sell Home Owner

"How can I lower my mortgage?" This is a question that thousands of homeowners are asking as interest rates are increasing, causing mortgage payments to skyrocket. Though many people fear they have no alternatives, there are several pre-foreclosure options. The key is acting in a timely way.

By refinancing your home with new terms, you can keep making payments and avoid foreclosure. However, this is a process that should be negotiated between a firm that employs both licensed and bonded mortgage brokers and attorneys and your lender. Homeowners should not represent themselves. In addition, the debt negotiations firm can advise you about potential tax consequences, as well as any impact to your credit rating.

"We want our clients to understand each step of the process before they sign the newly negotiated contract. Though this is a good alternative to foreclosure, it is still a new contract, and should be evaluated," says a representative from Sell Home Owner, a debt negotiations firm in Portland, Oregon.

It is easy to let the pressure of today's economy build into a feeling of hopelessness. But before you walk away from your house, contact a debt negotiations specialist like Sell Home Owner (www.sellhomeowner.com) for help. You have options, don't lose your house without exploring all possible alternatives.

For some people, a short sale is their best option. A short sale simply means that a house is sold for less than the value of the loan amount. However, this is not the type of debt negotiation you want to try yourself and you certainly don't want to hire an unqualified negotiator, either.

"There are some unethical people out there who say they are experienced in short sales. A true short sale specialist is one who is a licensed and bonded mortgage broker who works with a team of attorneys that negotiate the final contract."

It is critical to find a firm that only hires licensed and bonded mortgage brokers and attorneys to participate in debt negotiations around your mortgage. The final result is a legal and binding contract; something you want to be sure is spot on before signing.

The licensed and bonded short sale and debt negotiation specialists at Sell Home Owner can immediately help you sell your home. They are short sale specialists that have: • Ten years combined experience • Short sales negotiated by attorney's • No fee to the seller • Over 350 successful sales • Same day cash offer on property

Contact the highly qualified representatives at www.sellhomeowner.com today for more information about avoiding foreclosure.

About the Author

Sell Home Owner in Portland, Oregon is a short sale service firm. They have years of experience, existing relationships and pre-qualified buyers that will enable them to provide services to homeowners who need to sell their house quickly. Contact them via their website www.sellhomeowner.com for more information.